Open Your
Business Account Today.
Transfer Anywhere.
A single Global Currency Account for managing cross-border payments across Arab markets and key international financial hubs.
Harbix Pay — a global currency account built for businesses operating across International markets. One account. Multiple currencies. Clear, transparent pricing.
Open AccountGlobal Currencies Supported
The Harbix Pay Global Currency Account lets you hold, receive, send, and convert multiple currencies from a single account — purpose-built for businesses operating across the Arab world, UAE, and Hong Kong.
Arab & GCC Currencies
We support the major currencies of Arab countries and the Gulf Cooperation Council region, allowing businesses to receive, hold, and convert funds across these markets.
AED
UAE Dirham
United Arab Emirates
Primary market. Full account capabilities.
SAR
Saudi Riyal
Saudi Arabia
Receive and hold SAR. Outbound via correspondent banking.
QAR
Qatari Riyal
Qatar
Receive and hold QAR. Outbound via correspondent banking.
KWD
Kuwaiti Dinar
Kuwait
Receive and hold KWD.
BHD
Bahraini Dinar
Bahrain
Receive and hold BHD.
OMR
Omani Rial
Oman
Receive and hold OMR.
JOD
Jordanian Dinar
Jordan
Receive and hold JOD.
EGP
Egyptian Pound
Egypt
Receive and hold EGP.
International Currencies
In addition to Arab market currencies, the account supports major international currencies for global payment corridors.
USD
US Dollar
Full capabilities. Via SWIFT.
HKD
Hong Kong Dollar
Full capabilities. Primary HK market.
GBP
British Pound
Receive and hold GBP. Via CHAPS/SWIFT.
EUR
Euro
Receive and hold EUR. Via SEPA/SWIFT.
Capability key:
ReceiveHoldSendConvertGlobal Availability
A clear overview of which markets are currently supported, what services are available, and what currencies are accepted. We only show markets where service is genuinely available.
| Market / Country | Available Services | Supported Currencies | Notes |
|---|---|---|---|
🇦🇺Australia | ReceiveHold | AUDUSD | AUD receiving via SWIFT. Subject to compliance review. |
🇧🇭Bahrain | ReceiveHoldConvert | BHDUSD | Receive and hold. Currency conversion available. |
🇪🇬Egypt | ReceiveHold | EGPUSD | Receive and hold EGP. Subject to central bank regulations. |
🇪🇺European Union | ReceiveHold | EUR | EUR receiving via SEPA and SWIFT. |
🇬🇭Ghana | Receive | GHSUSD | USD receiving via international wire transfer. |
Service availability is subject to regulatory requirements, correspondent banking relationships, and applicable compliance checks. Contact our team to confirm availability for your specific use case.
Global Business Payments
Use your Harbix Pay account to make international business payments for:
Supplier invoices
Pay overseas manufacturers, vendors, and service providers on time.
Contractor and Business payments
Pay global teams and remote workers securely across supported markets.
International payroll
Pay employees across multiple countries with confidence.
Import and export payments
Settle cross-border trade payments through established banking rails.
Business operating expenses
Pay software providers, agencies, and international partners.
Marketplace and platform payouts
Send payments to global sellers and partners in supported currencies.
Make payments across the Middle East, East Asia, and key global markets with transparent fees, clear exchange rates, and compliance support.
One platform to manage your global payments.
Global Payments,
Better Outcomes
- One account, multiple currencies.
- Receive and hold funds in supported currencies
- Convert between currencies at transparent rates
- Dedicated account details for receiving payments
- Compliance and KYC-backed account infrastructure
Account Capabilities
Receive Payments
Accept transfers in supported currencies from local and international senders
Hold Balances
Store funds in multiple currencies without forced conversion
Convert Currencies
Swap between supported currencies at transparent rates
Send Payments
Make outbound payments to suppliers and partners in key markets
Harbix Pay Services
Comprehensive payment and corporate financial solutions designed for modern companies engaged in international trade and cross-border business.
Multi-Currency Business Accounts
Hold, send and receive funds in multiple major currencies through one secure business account.
International Business Payments
Send and receive cross-border payments securely via global banking networks including SWIFT, SEPA, and FPS.
Dedicated Account Details
Access dedicated account details to receive payments from customers and business partners worldwide.
Foreign Exchange (FX)
Exchange currencies at transparent market rates with no hidden mark-ups.
Global Business Transfers
Make international payments to suppliers, employees and partners across supported markets.
Payment Collection Solutions
Receive payments from clients and businesses through secure payment channels.
Bulk & Mass Payments
Pay multiple suppliers, contractors or employees efficiently from one platform.
Dedicated Relationship Manager
Personalised support from a dedicated account manager for onboarding, payments and compliance.
Secure Compliance & KYC
Robust AML, KYC and transaction monitoring procedures to protect customers and ensure regulatory compliance.
How It Works
A step-by-step overview of how the Harbix Pay Global Currency Account works for your business.
Open Harbix Global Currency Account
Apply online and establish your multi-currency account.
Receive Money
Accept local and international bank transfers from clients globally.
Hold & Manage Funds
Store multiple currencies securely in your account.
Convert Currencies
Swap currencies at transparent rates when needed.
Send Money Worldwide
Make payments to vendors, partners, or employees in supported markets.
Harbix Pay simplifies global payments for
modern businesses.
We help businesses receive, manage, and send money worldwide through a simple, secure, and transparent payment platform.
Built to make international transactions easier, Harbix Pay connects businesses across Arab markets with a single, unified Global Currency Account.
Why Harbix Pay
Designed for businesses that need a reliable, transparent, and structured global currency account.
The Payment Corridor
Built specifically for the global corridor that links Asia , Africa , Europe and Middle East. Send and receive money across these two major financial hubs through a single account.
Multi-Currency Flexibility
Hold balances in multiple currencies — AED, HKD, USD, GBP, EUR, and Arab market currencies — without forced conversion.
Compliance-Backed
Every account goes through KYC and AML compliance procedures. Your business information is protected with institutional-grade security practices.
Everything You Need, In One Dashboard
Manage balances, receiving accounts, transactions and more — all from a single, beautifully designed control panel.
Frequently Asked Questions
Find answers to common questions about opening and using your Harbix Pay Global Currency Account.
What is a Harbix Pay Global Currency Account?
A Harbix Pay Global Currency Account is a multi-currency business account that allows you to receive, hold, convert, and send funds in supported currencies — including Arab market currencies (AED, SAR, QAR, KWD, BHD, OMR) and major international currencies (USD, HKD, GBP, EUR) — through a single account.
Can I open an account online?
Yes. The account opening process is completed online. You will provide your business and identity information, upload required documents, and our compliance team will review your application.
What documents are required to open an account?
Standard corporate documents are required, including certificate of incorporation, register of directors, proof of business address, and identity verification (KYC) for directors and beneficial owners. Additional documents may be requested based on your business type and jurisdiction.
Which currencies are supported?
We support AED, SAR, QAR, KWD, BHD, OMR, JOD, EGP for Arab markets, as well as USD, HKD, GBP, and EUR for key international corridors. The level of service (receive, hold, convert, send) varies by currency and market — please refer to the Global Availability section above for details.
How do you keep my money safe?
We use robust transaction monitoring, end-to-end encryption, and partner with institutional-grade banking partners. All accounts undergo KYC and AML compliance procedures in line with international regulatory standards.
How do I contact support?
You can reach our team via the Contact page or by emailing [email protected]. A dedicated relationship manager is available for account holders.
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Ready to open your
Global Currency Account?
Apply online and access a multi-currency account built for cross-border business across Arab markets, UAE, and Hong Kong.